Risk Management

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Risk Management

RISKALYZE – Our Financial Risk Calculator

Riskalyze is the world’s first risk alignment platform, which mathematically pinpoints your Risk Number® and equips us to empower fearless investors.

Built on a Nobel Prize-winning framework, Riskalyze quantifies the semantics of the financial advice industry, replacing confusing and subjective terms like “moderately conservative” and “moderately aggressive” with the Risk Number, a number between 1 and 99 that pinpoints your exact comfort zone for downside risk and potential upside gain. We then build an investment portfolio to match your Risk Number and chart a clearly defined path to your goals. Riskalyze and our system integrate to allow us to see your Risk Number as we build your portfolio allocations, review your holdings on our regular schedule, and when we meet for your reviews.

Riskalyze is an independent third-party service provider and is not affiliated with Raymond James.

 

Protecting All That is Yours

One of the most important functions we serve is helping to protect all you have worked to build. Fortunately, there are a number of ways we can help. It takes the right approach, as well as steadfast discipline and diligence, to assess the risks that could derail your life goals and build a contingency plan to help limit the effects. As your experienced guide, we assess where your risk lies and determine your level of comfort with it, exploring what actions and plans to put in place to provide the level of protection you need and deserve.

Then, we tailor your financial plan to prepare for the unexpected, which could include preserving your estate with long-term care insurance, building a protective cushion with life insurance, and combining protection and tax-advantaged growth opportunities with annuities.

Working together, our team helps you protect your overall financial plan, your way of life and your ability to reach your goals even when the unexpected happens.

 

Maintain Your Health

One of the risks we all face, regardless of age, is the potential for sudden illness, disability and, subsequently, the need for long-term care. All of these have far-reaching effects not just on your health, but on your way of life, your ability to earn income and on your overall finances.

We help prepare you and your family for the unexpected by ensuring you have the right types and amounts of insurance, including disability insurance to provide income if you are unable to work.

 

Working together, our team helps you protect your overall financial plan, your way of life and your ability to reach your goals even when the unexpected happens.

 

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1 Employee Benefit Research Institute, 2015

2 There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Centennial State Wealth Advisors. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Centennial State Wealth Advisors is separately owned and operated and not independently registered as a broker-dealer or investment adviser.